Losing or changing jobs? Make sure you understand options that are available to you at this unusual time before you make irrevocable decisions. Listen to the July 9^th show for a checklist of important items to consider. Did you know that special rules apply if you have employer stock in your retirement plan? It’s called Net Unrealized Appreciation and opens plenty of planning opportunities at this difficult time. Also, special rules apply if you terminate from service at age 55 and have not reached age 59 ½ yet. In case you need to take a distribution from your 401k plan, this is one time you may avoid the early withdrawal penalty. These are important rules that may have a big tax impact to you. Seek help in your planning.