For those folks who are in the required minimum distribution phase of IRAs, you might want to hold off taking it until the end of the year if you are charitably inclined.  While the Qualified Charitable Distribution was not extended for 2014, you never know.  In the past, the Congress has brought it back at the last second.  If you wait, you may still be able to take advantage of this as an alternative to traditional charitable giving. RELATED PODCAST: A Way To Give with guest Bernie Story, President and CEO of Lehigh Valley Community Foundation  |  RELATED ARTICLES: Charitable Giving